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Insurance quote!?


Any State Farm Insurance agents want to give me a quote in California? I have contacted two State Farm Agents in my area and not one has gotten back to me. I have 11 apartments.

Habitational risks (apartment buildings) and landlord policies (residential properties) are a difficult risk to cover so don’t be surprised if your local State Farm guys are not falling all over themselves to get back to you.

Now if you currently do business with State Farm (auto/home/life), have a relationship with a local agent and she doesn’t return your calls, THAT would be an issue.

But if you do business with the Lizard and now you need a real insurance agent, don’t be shocked when they don’t run right over to insure your property.

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8 Responses to “Insurance quote!?”

  1. van_at_lincoln says:

    Sounds like you should contact an independent broker. An independent will have many companies that have an appetite for your type of commercial risk.
    References :

  2. enchanted says:

    Go to their website. This is hardly the place to get an insurance quote. And instead of emailing or sending an online request, pick up the phone and call them.
    References :

  3. PJ says:

    what part of CA are you in?
    References :

  4. ernesto_tig says:

    Habitational risks (apartment buildings) and landlord policies (residential properties) are a difficult risk to cover so don’t be surprised if your local State Farm guys are not falling all over themselves to get back to you.

    Now if you currently do business with State Farm (auto/home/life), have a relationship with a local agent and she doesn’t return your calls, THAT would be an issue.

    But if you do business with the Lizard and now you need a real insurance agent, don’t be shocked when they don’t run right over to insure your property.
    References :
    http://ohio-insurance-forum.blogspot.com/

  5. mbrcatz17 says:

    State Farm doesn’t usually write that type of business. It’s "high risk", "high claims" and "high maintenance".

    You’ll have better luck with an independent agent, but you’ll probably have to call a dozen or so, as habitational properties aren’t very highly desirable to write from an insurance point of view.
    References :
    agent, 21+ years

  6. generous says:

    please try this <a href="http://www.anrdoezrs.net/click-1748196-10426166&quot; target="_top">help!</a>
    <img src="http://www.lduhtrp.net/image-1748196-10426166"
    References :

  7. Phil says:

    Why State Farm? Just because you hear a name on TV, or a friend has them for auto insurance, it doesn’t mean that they are a good insurer for your rental properties.

    You should shop around. As other landlords in the area who they use, and whether they are happy. And get multiple quotes. You are talking big money here, don’t get locked in on one company.
    References :
    Years in the insurance business

  8. njunprincess says:

    I know in my state that State Farm is not big on insuring commercial property and they steer clear of it. And are you sure you want to deal with them if their reps don’t even return calls? I’d move on and try another reputable company that will service my insurance needs. Good Luck
    References :

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